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draco Vice President of Haventown APRIL 2008: MEMBER OF THE MONTH member is offline
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Joined: Apr 2008 Gender: Male Posts: 5,201 Karma: 1
EMA (UK)|| « Thread Started on Sept 15, 2009, 12:06pm »
EMA is an system put in place by the UK government that pays college students (below a household income of 30k) upto 30.00 pound a week. Anyone over this limit (even if over by a single pound) will not get the benefit. This is meant to 'encourage' students to work hard and attend their collage for good grades and such but meny people belive it to be flawed and abused greatly (including me).
Arguement for: It encourages students to attend and work It helps the less well off familys It helps them save money for Uni (which it is meant for) It helps familys greatly during the recession. EMA requires students to attend courses and it is not paid if puncuality or attendance is low. EMA can help those with sevre disabilitys (I can agree with this point, after all students with such disabilitys should get some support)
Arguements Aginste: The system is abused greatly - The government does not take into account familys that live off benefits and can work but do not and are not even trying to find a job. This means familys live off benefits at the taxpayers expense.
People dont save EMA for Uni as intended - It's a fact, been stated to the EMA and government countless times yet they will not change the system. Students just save it up and then go on spending sprees. This encourages them not to get a job and not learn basic management skills that could save them countless pounds in later life.
EMA can be worked around... - Another major problem which the government and EMA fail to resolve. Reading the EMA rules if your household payment increases one year above the limit but when you applied it was below the cut-off point you will still earn EMA. This is abused simply by doing the following. Moving a relatives or freinds household for a week Get their parents or relative to sign and attach their paycheck (if any) Wait a week for reply, once reply comes and you earn the EMA right return home and the government does not check on these people.
This is the definition of Benefit Fraud and should be dealt with.
Another major arguement aginste the system is that they dont take into account disabilitys or major problems that could effect a family income. For example, your child had an major disability which cost your family 8k a month. Your income is 37k. Surely, the government should allow those with major disabilitys (students) to have the expection of limit and have a higher cut off limit. It's simply not fair on those familys.
It doesn't 'encourage' work, but laziness - It's been noted by most people that the EMA system fails at making the UK Students better at work. This is because they dont go out for work at a part time job and hence gain less experiance than those who do. This also has been known to greatly affect their CV's later in life since most businesses want some indication of how good the person is in a workplace enviroment. 70% of those on EMA are predicted not to have a part time job. Most people believe this is greatly damaging the United Kingdoms protential work force and encourages students to live off benefits rafer than EARNING the money.
- My personal take on the 'laziness' thing, I have to agree. I dont earn EMA and the ammount of freinds that complain when they dont get 'paid' by the system is annoying. While I'm working hard their out shopping and enjoying themselves on the 10-30 pound a week system. Money should be earned rafer than given away to students who just attend collage but fail to meet the standards. (Two of my freinds admited they just attended lessons and not listen just so they can get EMA).
My personal view:
EMA should be given to those who have sevre disabilitys, very low incomes from parents who work and do not live purely off benefits (if their looking for a job, thats fine by me too). However, the system has so meny loop holes which people can unfairly take advantage of that it's completely unjustified. It also should be affected by how a student is doing in collage. Their should be a requirement that they are on track for achieving a E+ (Pass at A level) and for those on track for higher grades should recieve a greater ammount of money. Another view of mine is that those of the working class should be all entiled to EMA providing they are below an certain income which cannot be worked around. (I.e. Your family income raises above the cut off point you should no longer recieve the benefit).